Protecting Your Health, Wherever You Are: Global Cover

Global health insurance provides comprehensive coverage for both unexpected medical emergencies and planned healthcare expenses worldwide. Whether you require medical treatment within India or abroad, this insurance provides financial protection, freeing you from the stress of arranging funds to cover costly medical bills. With global health insurance, you have the flexibility to avail high-quality healthcare services outside India without worrying about arranging money to pay the expensive bills.

The Global Health Challenge

Every day, the world is getting more connected. People are traveling and relocating internationally for work, education, or personal reasons. While these global adventures offer countless opportunities, they also come with a unique set of challenges, especially when it comes to healthcare.

         Understanding healthcare systems in different countries can be complex and costly. You may face language barriers, unfamiliar regulations, and varying quality of care. Moreover, the cost of healthcare in some countries can be exorbitant and leave you financially vulnerable in the event of illness or injury.

Our Solution: Global Cover

Money Marche understands these challenges, and we are here to provide you with a sturdy solution. Global Cover Health Insurance is designed to cater to your healthcare needs globally.

Why Should You Get a Global Health Insurance Plan?

Here are some of the top reasons why should buy a global health insurance plan:

Global Coverage: Most health insurance plans in India do not cover medical costs incurred outside the country. So, if you need treatment abroad, you will have to pay the bills by yourself. But if you buy global coverage health insurance, you can get treatment anywhere in the world without worrying about the high medical bills.
Worldwide Accessibility: Whether you are in your home country or traveling abroad, Global Health Insurance guarantees you access to a vast network of healthcare providers, ensuring that you receive the best care no matter where you are.
Planned Medical Treatments: When you have an accident or get sick while traveling abroad, your travel insurance will help with emergency medical expenses. But it won't cover planned medical treatments. On the other hand, many global health insurance plans not only handle emergencies abroad but also include coverage for planned medical procedures you might need overseas.

What is Covered Under the Global Health Insurance Plan?

Here are some elements that are covered under the global health insurance plan:

Inpatient Hospital Care: Hospitalization expenses, including room and board, surgical procedures, and doctor's fees.
Outpatient Care: Medical services that do not require hospitalization, such as doctor's visits, diagnostic tests, and prescription medications.
Emergency Medical Services: Emergency medical treatments, ambulance services, and emergency room visits.
Surgical Procedures: Coverage for both major and minor surgeries, including pre-operative and post-operative care.
Specialist Consultations: This covers specialist visits, such as cardiologists, neurologists, or dermatologists.
Prescription Medications: Coverage for prescribed drugs and medications, either inpatient or outpatient.
Repatriation: In the unfortunate event of a policyholder's death while abroad, some plans include coverage for repatriating the remains to their home country.
Emergency Assistance: Access to 24/7 emergency assistance services, including help with language barriers, local hospital referrals, and coordination of medical care in a foreign country.
Wellness Benefits: Some plans offer wellness benefits, such as discounts on gym memberships, health coaching, or access to health and fitness resources.

How Can You Choose The Right Global Health Insurance?

When selecting a global health insurance plan, consider the following factors:

Cashless Treatment: Choose a plan that offers cashless treatment options outside India. Check if the insurance company has partnerships with overseas TPAs (Third-Party Administrators) to facilitate hassle-free cashless claims.
Adequate Coverage: Choose a coverage amount that can sufficiently cover your overseas medical expenses. If you choose a lower sum insured, you may increase your out-of-pocket costs, while an excessively high sum insured can lead to expensive premiums.
Coverage Area: Not all global medical insurance plans provide worldwide coverage. Some exclude treatments in the countries like USA. Choose a plan that covers countries where you may require medical treatment.
Renewal Benefits: Select a global healthcare plan that offers renewal benefits like cumulative bonuses and annual health check-ups with each renewal. These benefits can increase your coverage over time.
Comprehensive Coverage: Focus on plans that cover in-patient hospitalization and daycare expenses up to the sum insured limit to ensure maximum coverage for medical bills incurred abroad.
Restore Benefits: Some global health insurance plans include restoration benefits that replenish your sum insured after a claim is filed. Prioritize plans that come with this beneficial feature.

Contact Money March Today!

Having healthcare coverage while traveling overseas is a must even if you’re feeling healthy. Different weather and other factors in foreign countries can affect your health. To avoid paying a lot for hospital bills while you’re overseas, it is advisable to choose the best global health insurance plan.

    Similarly, there’s always a worry about health risks at home too. That’s why you need insurance that can cover both planned medical treatments and unexpected hospital stays. Check out Money Marche’s health insurance plan to get extensive protection at affordable premiums today.

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FAQ

You can learn more from our asked questions

Global health insurance is suitable for anyone who travels frequently, lives abroad, works internationally, or simply wants comprehensive healthcare coverage beyond their home country.

Buying a health insurance policy in a foreign country can be extremely expensive as you may not find the plans available in India and have to pay the premium in a foreign currency. Therefore, it is good to buy a global coverage health insurance policy before you leave for a foreign country.

Yes, you can include your spouse and dependent children in family-friendly plans.

The cost of global coverage health insurance varies based on factors like your age, health condition, coverage level, and travel frequency.

Yes, you can purchase global health insurance for short-term travel, such as vacations or business trips. Many policies are available with flexible durations to get coverage for the specific duration of your trip.

Expatriate health insurance is specifically designed for individuals living and working in a foreign country long-term. Global health insurance is more flexible and can cover both short-term travelers and long-term expatriates.

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